Rates & Fees
Looking for the best way to grow your money? With competitive CD rates and savings account rates, you can rest assured that your money is in good hands
Certificates of Deposit
Effective as of 4/20/2024
| Rates Maturity | Interest Rate | APY* |
|---|---|---|
| 6 Month CD | 1.60% | 1.61% |
| 8 Month CD Special | 4.46% | 4.55% |
| 12 Month CD | 2.20% | 2.22% |
| 18 Month CD | 2.40% | 2.43% |
| 24 Month CD | 3.00% | 3.04% |
| 30 Month CD | 3.00% | 3.04% |
| 36 Month CD | 3.00% | 3.04% |
| 42 Month CD | 3.00% | 3.04% |
| 48 Month CD | 3.00% | 3.04% |
| 60 Month CD | 3.00% | 3.04% |
| 84 Month CD | 3.00% | 3.04% |
Interest rates are subject to change without notice. Substantial penalty for early withdrawal. Minimum deposit of $500 is required to open a CD. Fees may reduce earnings.
*Annual Percentage Yield.
Savings Accounts
Effective as of 4/20/2024
| Mainely Preferred Savings Account | Interest Rate | APY* |
|---|---|---|
| Less than $25,000 | 0.40% | 0.40% |
| At least $25,000 but less than $50,000 | 0.70% | 0.70% |
| At least $50,000 but less than $100,000 | 0.90% | 0.90% |
| At least $100,000 but less than $250,000 | 1.34% | 1.35% |
| At least $250,000 but less than $500,000 | 1.69% | 1.70% |
| At least $500,000 but less than $750,000 | 2.47% | 2.50% |
| $750,000 or more | 2.72% | 2.75% |
Fees may reduce earnings on these Savings Accounts. Rates are subject to change after account opening.
*Annual Percentage Yield.
Youth Savings Account
Effective as of 4/20/2024
| Balances** | Interest Rate | APY * |
|---|---|---|
| $0 to $5,000.99 | 1.45% | 1.46% |
| $5,001.00 or more | 0.45% | 0.45% |
Fees may reduce earnings on these savings accounts.
Rates are subject to change after account opening.
*Annual Percentage Yield.
**Annual percentage yield for this tier will range from 0.45% to 1.46% depending on the balance in the account.
Checking Accounts
Effective as of 4/20/2024
| Account | Interest Rate | APY* |
|---|---|---|
| Mainely Now Account | 0.20% | 0.20% |
Fees may reduce earnings on this account. Rates are subject to change after account opening.
*Annual Percentage Yield.
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Rates & Fees
