Digital Banking
Manage your money on the go with our free Online Bill Pay and Mobile Check Deposit.
E-Free Checking
Simplify your life with electronic banking. We offer an Online Checking Account option that’s fee-free when you make four or more online transactions each month.
- Free Debit Mastercard® (mobile wallet-friendly)
- Free Debit Card withdrawals at all SBSI ATMs1
- Free Direct Deposit and Automatic Withdrawals
- Free Online Bill Pay and Online Banking
- Free Mobile Banking and Mobile Check Deposit
- Free eStatements
- Free Telebanker
- No minimum balance required
- No monthly maintenance fee
- Minimum of four online transactions per month2
1You may incur a charge if you use your card at a non-SBSI ATM.
2Does not include ATM transactions.
Basic Checking
Our basic Checking Account is a great tool for your everyday checking needs, with no minimum daily balance required.
- Free Debit Mastercard® (mobile wallet-friendly)
- Free Debit Card withdrawals at all SBSI ATMs1
- Free Direct Deposit and Automatic Withdrawals
- Free Online Bill Pay and Online Banking
- Free Mobile Banking and Mobile Check Deposit
- Free eStatements
- Free Telebanker
- Free first order of checks2
- $3.00 monthly maintenance fee
- No minimum balance required
1You may incur a charge if you use your card at a non-SBSI ATM.
2Restrictions may apply to certain check types. Quantity varies based on account type.
Mainely 55 Checking
If you are 55 or older, you qualify for our completely free Checking Account. It provides all the benefits of our other Checking Accounts, plus free checks for life.2
- Free Debit Mastercard® (mobile wallet-friendly)
- Free Debit Card withdrawals at all SBSI ATMs1
- Free Direct Deposit and Automatic Withdrawals
- Free Online Bill Pay and Online Banking
- Free Mobile Banking and Mobile Check Deposit
- Free eStatements
- Free Telebanker
- Free checks for life2
- Must be 55 or older to open
- No maintenance fee required
- No minimum balance required
1You may incur a charge if you use your card at a non-SBSI ATM.
2Restrictions may apply to certain check types. Quantity varies based on account type.
NOW Checking
Choose this interest-bearing Checking Account if you’re confident you’ll maintain the minimum daily account balance or more.
- Free Debit Mastercard® (mobile wallet-friendly)
- Free Debit Card withdrawals at all SBSI ATMs1
- Free Direct Deposit and Automatic Withdrawals
- Free Online Bill Pay and Online Banking
- Free Mobile Banking and Mobile Check Deposit
- Free eStatements
- Free Telebanker
- Free first order of checks2
- No maintenance fee if you maintain a $500 minimum daily balance
- $5 maintenance fee if balance falls below $500 on any day during a given statement cycle
As of April 27, 2024
| Account | Interest Rate | APY* |
|---|---|---|
| Mainely Now Account | 0.20% | 0.20% |
Fees may reduce earnings on this account. Rates are subject to change after account opening.
*Annual Percentage Yield.
1You may incur a charge if you use your card at a non-SBSI ATM.
2Restrictions may apply to certain check types. Quantity varies based on account type.
Compare Accounts
| E-Free Checking | Basic Checking | Mainely 55 Checking | NOW Checking | |
|---|---|---|---|---|
| The right fit if you want a… | Checking Account online option | Standard Checking Account | Free Checking Account with complimentary checks for life | Low-minimum interest-bearing Checking Account |
| Daily Balance Requirement | Fee-free with four or more monthly online transactions2 |  | | $500 |
| Monthly Service Charges | | $3 monthly maintenance fee | | $5 maintenance fee if balance falls below $500 on any day during a given statement cycle |
| Free Debit Card |  | | | |
| Free ATM Withdrawals1 | | | | |
| Free Online Bill Pay and Online Banking | | | | |
| Free Mobile Check Deposit | | | | |
| Free eStatements | | | | |
| Other Benefits | Free first order of checks3 | Free checks for life3 | Free first order of checks3 |
1You may incur a charge if you use your card at a non-SBSI ATM.
2Does not include ATM transactions.
3Restrictions may apply to certain check types. Quantity varies based on account type.
Meet your SBSI banking team
Find more of what you’re looking for.
Savings Accounts
High-yield Savings Accounts. Health Savings Accounts. Accounts for 55+ savers (and young savers too).
Explore Checking