Notice: The ATM at our Biddeford location is back in service. Additionally, please be aware that there is construction next to the branch, but we are open for regular hours. Apologies for any inconvenience.
Notice: There will be a crane in our Saco parking lot on Friday. Parking and our drive-up will be unavailable for most of the day. When visiting the branch, please park on the street and use our front entrance. The lot will re-open on Saturday. Thank you!
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Fees
We are pleased to offer some of the lowest fees available.
Deposit Account Fees
Effective as of 8/10/2026
| Account research (per hour, 1 hour minimum) | $30.00 |
| ATM / Debit Card rush order | $50.00 |
| Automated overdraft transfer | $2.00 |
| Cash checks for non-customers | $5.00 |
| Check printing | Varies with check style |
| Coin counting | |
| Non-customer | 10% of total coin amount |
| Deposited item returned | $12.00 |
| Early Closeout Fee (within 90 days of opening) | $10.00 |
| Fax | |
| Incoming | $1.00 per page |
| Outgoing | $3.00 plus $1.00 per page |
| Medallion stamp service | $20.00 |
| Paid nonsufficient funds (NSF)* | |
| Consumer account | $25.00 |
| Business account | $35.00 |
| Return item* | |
| Consumer account | $15.00 |
| Business account | $25.00 |
| Stop payment (checks and ACH transactions) | $25.00 |
| Tax / levy garnish | $75.00 |
| Wire | |
| Outgoing - National | $25.00 |
| Outgoing - International | $40.00 |
*Paid Nonsufficient Funds and Return Items may be created by check, in-person withdrawal or other electronic means. Paid Nonsufficient Funds and Return Items are represented on the periodic statement in the section entitled "Overdraft and Returned Item Charge and Adjustments Summary"
COMPLAINT RESOLUTION PROCEDURE
If you have a dispute with your financial institution regarding your deposit account or service, you may contact the financial institution and attempt to resolve the problem directly. If the financial institution fails to resolve the problem, you may communicate the problem and the resolution you are seeking to:
Bureau of Financial Institutions
36 State House Station
Augusta, Maine 04333-0036
To file a complaint electronically, you may contact the Bureau of Financial Institutions at the following internet address: http://www.maine.gov/pfr/financialinstitutions/complaint.htm. The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation. When your complaint involves a federally-chartered financial institution, the Bureau of Financial Institutions will refer it to the appropriate federal supervisory agency and inform you to whom it has been referred.
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