Rates & Fees

Looking for the best way to grow your money? With competitive CD rates and savings account rates, you can rest assured that your money is in good hands

Certificates of Deposit

Effective as of 3/3/2024

Rates MaturityInterest RateAPY*
6 Month CD1.60%1.61%
8 Month CD Special4.65%4.75%
12 Month CD2.20%2.22%
18 Month CD2.40%2.43%
24 Month CD3.00%3.04%
30 Month CD3.00%3.04%
36 Month CD3.59%3.65%
42 Month CD - Initial deposit under $100,0003.69%3.75%
42 Month CD- Initial deposit over $100,0003.93%4.00%
48 Month CD3.69%3.75%
60 Month CD3.69%3.75%
84 Month CD3.00%3.04%

Interest rates are subject to change without notice. Substantial penalty for early withdrawal. Minimum deposit of $500 is required to open a CD. Fees may reduce earnings.

*Annual Percentage Yield.

Savings Accounts

Effective as of 3/3/2024

Mainely Preferred Savings AccountInterest RateAPY*
Less than $25,0000.50%0.50%
At least $25,000 but less than $50,0000.80%0.80%
At least $50,000 but less than $100,0001.00%1.00%
At least $100,000 but less than $250,0001.44%1.45%
At least $250,000 but less than $500,0001.79%1.80%
At least $500,000 but less than $750,0002.57%2.60%
$750,000 or more2.81%2.85%

Fees may reduce earnings on these Savings Accounts. Rates are subject to change after account opening.

*Annual Percentage Yield.

Youth Savings Account

Effective as of 3/3/2024

Balances**Interest RateAPY *
$0 to $5,000.991.50%1.51%
$5,001.00 or more0.50%0.50%

Fees may reduce earnings on these savings accounts.

Rates are subject to change after account opening.

*Annual Percentage Yield.

**Annual percentage yield for this tier will range from 0.50% to 1.51% depending on the balance in the account.

Checking Accounts

Effective as of 3/3/2024

AccountInterest RateAPY*
Mainely Now Account0.20%0.20%

Fees may reduce earnings on this account. Rates are subject to change after account opening.

*Annual Percentage Yield.

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