Notice: In observance of Juneteenth, all SBSI locations will be closed Wednesday, June 19th 2024. Normal business hours will resume Thursday, June 20th 2024.

Credit & Debit Cards

Stock up, fill up or dine out using Credit Cards and Debit Cards you can count on.

Credit Cards

You need a Credit Card you can count on – one from your hometown bank. Choose everyday rewards, cash back or travel benefits.

  • 24/7 Personal Customer Service
  • Complimentary Travel Accident Insurance1
  • Purchase Protection
  • Cell Phone Protection2
  • Mobile Payments
  • Zero Fraud Liability
  • Identity Theft Assistance
  • Free FICO® Score Updates3

Our customer service representatives are located in the U.S. and are dedicated to providing you with personal service, the kind you receive when you come into our branch. You also have the ability to manage your account online and go paperless. Customer Service - (800) 883-0131, outside of the U.S. call (813) 868-2891.

See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

1Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

2Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at or call 1-866-894-8569.

3FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

Already have an SBSI Credit Card?

Debit Cards

Our no-fee1 instant-issue Debit Mastercard® is free with any Saco & Biddeford Savings Checking Account. Use it at any network ATM or anywhere Mastercard is accepted.

  • No fee to use ATMs within our network
  • Daily cash withdrawals up to $500
  • EMV chip technology for added security
  • Free Mastercard ID Theft Protection2 file monitoring, alerts and resolution
  • Zero liability for unauthorized use of lost or stolen cards3
  • 24/7 Mastercard Global Service for lost, stolen and replacement cards

1You may, however, incur a charge if you use your card at an ATM that we do not own.

2To activate and register for ID Theft Protection benefits, visit and enter your card number.

3If you believe your card or code has been stolen, or someone has transferred or may transfer money from your account without your permission, please call us at (207) 284-4591 or 1-877-722-6243. If you’re reporting a lost or stolen ATM/Debit card outside regular business hours, please call 1-800-754-4128.


Navigates users through the process to set up blocks and or notifications for debit card transactions.

Community Debit Cards

Help children in need by supporting local school nutrition programs and joining the Community Debit Card program.

Mobile Wallets

Make secure transactions anywhere mobile payments are accepted with your payment app of choice and your Saco & Biddeford Savings Debit Mastercard.®


  • Payoff Calculator

    Find out how long until your loan is paid off with consistent regular payments.

  • Duration Calculator

    Want to pay off your loan sooner? See how additional monthly payments can affect your balance.

  • Payment Calculator

    Determine your loan payment based on the term and interest rate.

Meet the SBSI banking team