Planning

Retirement planning, investing and more to help you live your best life. S&B Financial Services offers a full range of services to help you reach your financial goals. Whether it’s about funding a college education, saving for the years ahead or protecting your small business investments, we are here to assist you with your financial goals.

Products & Services:

• Exchange Traded and Mutual Funds
• Stocks & Bonds
• Tax-Advantaged Investments
• Life & Long Term Care Insurance
• Retirement Plans
• Advisory Services
• Financial Planning
• College Savings Plans
• Retirement Income Planning
• principal amount invested

Check the background of this firm on FINRA'S BrokerCheck.

Advisory services may only be offered by investment adviser representatives.

S&B Financial Services is a marketing name of Cetera Investment Services. 

Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA / SIPC. Advisory services are offered through Cetera Investment Advisors LLC. Cetera firms are under separate ownership from any other named entity. Investments are:

• Not FDIC/NCUSIF insured 
• May lose value
• Not financial institution guaranteed
• Not a deposit
• Not insured by any federal government agency.

Important Information and form CRS and Business Continuity Plan

Financial Professionals are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information on this website is for U.S. residents only and does not constitute an offer to sell or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Cetera Investment Services LLC registered branch office: 260 Main Street, Saco, ME 04072

Paquin & Carroll Insurance is locally owned and committed to service and long-term client relationships. Our independent agents work with many companies so we can help you find the coverage that meets your needs at a competitive price.

Products & Services:

• Personal Insurance
• Business Insurance
• Employee Benefits