Notice: Due to renovations at our Saco Main Street branch, our customer parking lot and the buildings' rear and side entrances will be closed daily from 6:00 a.m. to 12:00 p.m. Starting September 18th, the Drive-thru will be closed, and is scheduled to reopen on Friday, September 22nd. To learn more Click Here.

Borrowing Resources

Tips and tools for taking out a mortgage, financing a college education and more.

Annual Credit Reports

Federal law requires each of the three nationwide consumer credit reporting companies — Equifax, Experian and TransUnion — to give you a free credit report every 12 months if you ask for it. Visit the central credit report source or call (877) 322-8228 for details.

Do-Not-Call Registry

What’s the best way to stop unwanted calls from telemarketers? List your phone number with the national Do-Not-Call registry. This free service keeps your number on file until you remove it or discontinue phone service. Keep in mind the Do-Not-Call Registry does not prevent all unwanted calls, including calls:

  • from organizations with which you have a business relationship
  • for which you’ve given prior written permission
  • that are not commercial or do not include unsolicited advertisements
  • by or on behalf of tax-exempt nonprofit organizations

Register online: www.donotcall.gov

Register by phone: 1-888-382-1222 (For TTY, call 1-866-290-4236.)

Note: You must call from the phone number you wish to register.

Informed Homebuyer.org

Taking out a mortgage can be daunting, whether you’re a first-time homebuyer or a seasoned borrower. To learn some of the finer points on how to obtain or refinance Mortgage Loans, check out the Federal Reserve Bank of Boston’s TheInformedHomebuyer.org.

Paying For College


The financial side of higher education can present challenges to even the savviest of consumers. Use this tool from the Consumer Financial Protection Bureau to understand the ins and outs of paying for college.

Secure Document Upload

Need to upload and send sensitive documents to Saco & Biddeford Savings? 

Borrowing FAQs

What’s a credit score? Can I make a mortgage payment with a credit card? Let’s find out.

Calculators