Online Banking & Cash Management

Do your Business Banking whenever and wherever it’s convenient for you.

Online Banking Services

Check balances, transfer funds, make payments – do it all with Business Online Banking.

  • Monitor account balances
  • Receive eStatements (electronic account statements)
  • Search, view and download transaction history
  • View check images
  • Transfer funds between SBSI accounts
  • Place stop payments on SBSI checks
  • Reorder Saco & Biddeford Savings checks
  • Make SBSI Business Loan and line of credit payments
  • Export transactions for Excel, Quicken,® QuickBooks™ and more
  • Set email alerts for your specific needs

Administrative Functions

Make quick work of administrative tasks with this Business Bank Account online multitasking tool.

  • Require a second party to authorize transactions
  • Add, remove or modify employee user IDs and passwords
  • Assign access rights and responsibilities to employees
  • Limit employee access by account, transaction type or dollar amount
  • Retrieve a variety of reports

Business Digital Banking Administration

Walks business users though how to create a new user, assign accounts, manage permissions as well as how to unlock and reset passwords

Mobile Banking Services

Keep your banking right where you need it – in the palm of your hand – with this free Business Bank Account service.1

  • Deposit checks
  • View account balances and transactions
  • Transfer money between accounts
  • Approve transactions that require authorization
  • Access Bill Pay
  • Find branch and ATM locations

1No fee for this service. Message and data rates may apply. Must be enrolled in our Online Banking to sign up for Mobile Banking.

Cash Management Services

Your all-in-one Business Online Banking solution for everything from ACH payments to collections.2

  • ACH Payments – Transfer funds electronically to employees or vendors
  • Tax Payments – Pay state and/or federal taxes electronically
  • Wire Money – Move funds safely between domestic or international banks

Collect Funds via ACH – Collect and receive funds or recurring fees from client accounts at other financial institutions within one or two days

2Available to qualified Business Banking customers only.

ACH

Walks business users through how to create a payment manually and upload a NACHA file. Explains how to edit, delete, initiate, and uninitiate a payment.


Merchant Deposit 24/7

Peak season? Short-staffed? Tight deadline? Make deposits right from your place of business. 

  • Easy access to check and deposit research
  • Saves time preparing deposits

Business Online Banking Requirements

Business User IDs

In the updated system, we’ve made a change: there are no longer separate Company IDs. Now, everyone will just have a User ID. For businesses, we’ve merged your old Company ID and User ID into one. Your new User ID is simply your old Company ID plus your old User ID.

For example, if your prior Company ID was 12345 and your username was JohnDoe, your new User ID will be 12345JohnDoe.

Business User ID Requirements

  • Must be between 4-25 characters, case-sensitive and must include at least one letter and one number
  • Cannot be the same ID assigned to another user in the same company
  • Spaces and special characters are not supported

Business Password Requirements

  • At first login, your password will reset to the last four digits of your Tax ID/EIN
  • Must be between 12-25 characters
  • Must include a combination of three of the four following types of characters: one number, one uppercase character, one lowercase character, and one special character
  • Cannot be one of last 4 previously used passwords

Please note that there is no password expiration.

Important note for business customers: 

Only full administrators will convert over to the new system. Administrators will need to set up additional users and permissions for non-admin users to grant access the system.

Meet the SBSI Banking Team

Find more of what you’re looking for.