Notice: The ATM at our Biddeford location is back in service. Additionally, please be aware that there is construction next to the branch, but we are open for regular hours. Apologies for any inconvenience.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Discover a variety of credit and debit cards to suit your lifestyle.
Government Loan Programs
Finance a big dream or home project with a U.S. government-backed mortgage.
Mortgage Options you can count on.
Federally-backed programs like FHA and VA loans open up the dream of home ownership to more buyers. They can also help you finance major home improvements. Saco & Biddeford Savings is proud to offer both.
FHA Loans
Insured by the Federal Housing Administration, FHA loans allow down payments under 20 percent. With their flexibility and easier credit terms, FHA loans are popular with first-time homebuyers who might not otherwise qualify for a mortgage.
VA Loans
Guaranteed by the U.S. Department of Veterans Affairs, VA loans offer lower mortgage rates to servicemembers, veterans and eligible surviving spouses.
All loans are subject to credit approval.
The Bank reserves the right to perform its due diligence assessment of the loan application and may modify the amount, or refrain from providing any financing, according to the results of its analysis. Generally, Saco & Biddeford Savings Institution provides lending services for properties located within our designated lending area. Please call one of our loan representatives for more information.
Calculators
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