Notice: Please be aware that there is construction next to the Biddeford branch, but we are open for regular hours. Apologies for any inconvenience.

Notice: Some SBSI customers are receiving a phone call from someone asking for their account information. We believe this may be a phishing scam – if you receive this call, just hang up. If you have any concerns, please call our Customer Care team at (207) 284-4591 right away to secure your accounts and prevent unauthorized transactions.

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Home Equity

You earned it. Why not use it? Loan or Home Equity Line of Credit, your choice.

Tap your home equity

Leverage the equity in your home to make improvements, fund tuition or take on that big project you’ve wanted to do for years. Choose from our fixed-rate, closed-end Home Equity Loans or Line of Credit with a fixed rate for the first two years.

  • Fixed payments to help manage your budget
  • Variety of terms at competitive rates
  • Option to borrow up to 80% of your home’s value for Saco & Biddeford Savings mortgage holders
  • Interest only payments billed during draw period
  • Option to borrow up to 80% of your home’s value for Saco & Biddeford Savings mortgage holders

Calculators

Loans

  • Payoff Calculator

    Find out how long until your loan is paid off with consistent regular payments.

  • Duration Calculator

    Want to pay off your loan sooner? See how additional monthly payments can affect your balance.

  • Payment Calculator

    Determine your loan payment based on the term and interest rate.

Meet the SBSI residential lending team

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