Notice: Please be aware that there is construction next to the Biddeford branch, but we are open for regular hours. Apologies for any inconvenience.

Notice: Some SBSI customers are receiving a phone call from someone asking for their account information. We believe this may be a phishing scam – if you receive this call, just hang up. If you have any concerns, please call our Customer Care team at (207) 284-4591 right away to secure your accounts and prevent unauthorized transactions.
FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Locations & Hours
Open An Account Resources Locations & Hours Contact Us

Land Loans

Denise McIntyre helped Chad Gregor with his land loan in South Berwick. Not sure how to budget for a loan? Our calculators can help! View Calculators

Buy your land and build when you’re ready.

Apply Today

Denise McIntyre helped Chad Gregor with his land loan in South Berwick. Not sure how to budget for a loan? Our calculators can help! View Calculators

Find your property. Finance it here.

We can help you finance and service your loan right here in Saco, with no time limit for development. Expect a process similar to a mortgage, with competitive rates and flexible terms.

  • No time limit for development
  • 30% down payment lowers your principal
  • Fixed and Adjustable-Rate loan options
  • Local decisions and servicing
  • Satisfaction guaranteed (or we’ll reimburse your closing costs)

All loans are subject to credit approval. The bank reserves the right to perform its due diligence assessment of the loan application and may modify the amount, or refrain from providing any financing, according to the results of its analysis. Generally, Saco & Biddeford Savings Institution provides lending services for properties located within our designated lending area. Please call one of our loan representatives for more information.

Calculators

Meet the SBSI residential lending team

Find more of what you're looking for

Homeowners Insurance

Your home is a significant investment. Safeguard it with a comprehensive Homeowners Plan, ensuring peace of mind.
Learn More about Homeowners insurance

Construction Loans

Thinking about building versus buying? Our construction experts can help guide you through every stage of the process, from lot purchase to permanent mortgage.
Learn More about Construction Loans

Stay up to date on the latest news

Financial Literacy

How Much Money Do You Need To Buy A House?
Read More

Financial Literacy

How to Stop Trigger Leads After You Apply for a Loan
Read More

Financial Literacy

How Mortgage Insurance May Make Homeownership Possible Faster
Read More

    Explore Loan Loans

    Our website uses cookies to improve your website experience and provide more personalized products and services to you. By using our website, you agree to the use of cookies.