Notice: All SBSI locations will close at 1:00 PM on Wednesday, December 24, 2025, and will remain closed on Christmas Day, Thursday, December 25, 2025. Normal business hours will resume on Friday, December 26, 2025. Happy Holidays!
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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mortgages

First-time homebuyer or seasoned borrower, we have your mortgage.

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Home loans from your hometown bank

Choose from fixed or Adjustable Rate Mortgages with a range of competitive rates and terms, processed and serviced right here in Saco. Finance your dream home with a mortgage from your hometown mutual bank. When you pair your new mortgage with automatic payments from your Mutual Checking or Mutual Interest Checking Account, you will receive a 0.25% reduction on your rate. Full discount details are provided in the Loan Options Disclosure.

  • Fixed or Adjustable Rate Mortgages
  • Easy online application
  • Local decisions and servicing
  • Full satisfaction guarantee (or we’ll reimburse your closing costs)

Calculators

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Mutual Checking

Unlock the benefits of your Mutual Banking Bundle with one of our Mutual Checking. You will get access to exclusive perks and benefits that go beyond everyday banking. Compare your checking options to see which account is right for you.
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Homeowners Insurance

Your home is a significant investment. Safeguard it with a comprehensive Homeowners Plan, ensuring peace of mind.
Learn More about Homeowners insurance

Stay up to date on the latest news

Financial Literacy

How Mortgage Insurance May Make Homeownership Possible Faster
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Financial Literacy

Conversations from the Lending Desk: Traditional Loan or Line of Credit?
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Borrowing

Understanding Construction Loans to Help You Build With Confidence, Part II
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    Explore Mortgages

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