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Notice: In Observance of Martin Luther King Jr. Day, all SBSI locations will be closed Monday, Jan 19, 2026. Normal business hours will resume Tuesday, January 20, 2026.
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mortgages

First-time homebuyer or seasoned borrower, we have your mortgage.

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Home loans from your hometown bank

Choose from fixed or Adjustable Rate Mortgages with a range of competitive rates and terms, processed and serviced right here in Saco. Finance your dream home with a mortgage from your hometown mutual bank. When you pair your new mortgage with automatic payments from your Mutual Checking or Mutual Interest Checking Account, you will receive a 0.25% reduction on your rate. Full discount details are provided in the Loan Options Disclosure.

  • Fixed or Adjustable Rate Mortgages
  • Easy online application
  • Local decisions and servicing
  • Full satisfaction guarantee (or we’ll reimburse your closing costs)

Calculators

Meet the SBSI residential lending team

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Homeowners Insurance

Your home is a significant investment. Safeguard it with a comprehensive Homeowners Plan, ensuring peace of mind.
Learn More about Homeowners insurance

Mutual Checking

Unlock the benefits of your Mutual Banking Bundle with one of our Mutual Checking accounts. You'll get access to exclusive perks and benefits that go beyond everyday banking. Compare your checking options to see which account is right for you.
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Stay up to date on the latest news

Financial Literacy

How Mortgage Insurance May Make Homeownership Possible Faster
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Financial Literacy

Conversations from the Lending Desk: Traditional Loan or Line of Credit?
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Borrowing

Understanding Construction Loans to Help You Build With Confidence, Part II
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    Explore Mortgages

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