Notice: In observance of Juneteenth, all SBSI locations will be closed Wednesday, June 19th 2024. Normal business hours will resume Thursday, June 20th 2024.

Business Lines of Credit

The lifeline to manage cash flow and the caring commercial lenders to pull it together for you.

Business lines of credit help level cash flow during slow seasons or any time you need quick funds to cover expenses or respond to new opportunities. Flexible and available, business lines of credit can help with:

  • Seasonal fluctuations
  • Working capital
  • Managing inventory

How does a business line of credit work?

Lines of credit are revolving loans, which means you can draw funds as needed and pay down the balance when it’s convenient for you. With a revolving line of credit, you make interest-only monthly payments based on funds advanced, similar to a business credit card.

Calculators

Loans

  • Payoff Calculator

    Find out how long until your loan is paid off with consistent regular payments.

  • Duration Calculator

    Want to pay off your loan sooner? See how additional monthly payments can affect your balance.

  • Payment Calculator

    Determine your loan payment based on the term and interest rate.

Find more of what you're looking for.

Meet the SBSI Business Lending Team