Credit Enhancement Loans

Small Business Administration (SBA) loans can help you start, manage, or grow a small business. As an SBA preferred lender, we can recommend the best programs for your small business and assist you through the entire loan process.

Microloans

SBA’s smallest loan program for loans of $50,000 or less, ideal for startups and expansions.

504 Loans

Long-term, fixed-rate financing perfect for buying or repairing real estate, equipment or machinery.

SBA 7(a) Loans

Specialty loans that guarantee parts of the total loan, cap interest rates and limit fees.

The Finance Authority of Maine (FAME) loans help Maine small businesses start up or expand, creating new job opportunities that benefit our community in the process. 

Direct Loans

An alternative to traditional loans offered in conjunction with partner agencies like the Maine Department of Agriculture, Conservation and Forestry.

Bond Programs

Two options for funding via tax-exempt bonds – the Revenue Obligations Securities Program and the Municipal Securities Approval Program – designed for manufacturing borrowers and 501(c)(3) entities.

Equity Capital and Tax Credits

Tax credits to investors that reinvest in businesses in low-income Maine communities. Credits to outside passive investors. And a revolving “evergreen” fund that invests in businesses that show significant growth and local impact.