.jpg)
Checking
Free Checking Accounts, Online Checking Accounts, free Debit Cards and more.
A hit with local kids since 1922.
As your Bank, we’re here to help our community grow. We take pride in encouraging financial literacy in children and empowering them to save money. Our Youth Savings Account is an easy, secure way for children to develop good banking habits and tuck away everything from birthday checks to dog walking wages – every penny counts!
- Free Online Banking1
- Free Mobile Banking and Mobile Check Deposit1
- Free eStatements
- Two-tiered interest rates
- No minimum balance required
- No maintenance fee
- Must be 15 years or younger to open account
Say hello to Nickles, the Saco & Biddeford Savings mascot. He’s not just a cuddly Saint Bernard. He’s a barrel full of financial literacy fun!
As of May 9, 2024
| Balances** | Interest Rate | APY * |
|---|---|---|
| $0 to $5,000.99 | 1.45% | 1.46% |
| $5,001.00 or more | 0.45% | 0.45% |
Fees may reduce earnings on these savings accounts.
Rates are subject to change after account opening.
*Annual Percentage Yield.
**Annual percentage yield for this tier will range from 0.45% to 1.46% depending on the balance in the account.
1Subject to an “eligible adult” as joint owner with a minor child.
Calculators
Find more of what you're looking for
Digital Banking
Manage your money on the go with our free Online Bill Pay and Mobile Check Deposit.
Meet the SBSI banking team
Stay up to date on the latest news
Stay up to date on the latest news
.jpg?width=960&height=520&ext=.jpg)
Explore Youth Savings