Notice: In observance of Juneteenth, all SBSI locations will be closed Wednesday, June 19th 2024. Normal business hours will resume Thursday, June 20th 2024.

Guaranteed Loans

SBA, FAME and more specialty business loan programs we’re proud to service.

SBA Small Business Loans

Small Business Administration (SBA) loans can help you start, manage, or grow a small business. As an SBA preferred lender, we can recommend the best programs for your small business and assist you through the entire loan process.

Microloans

SBA’s smallest loan program for loans of $50,000 or less, ideal for startups and expansions.

504 Loans

Long-term, fixed-rate financing perfect for buying or repairing real estate, equipment or machinery.

SBA 7(a) Loans

Specialty loans that guarantee parts of the total loan, cap interest rates and limit fees.

FAME Loans

The Finance Authority of Maine (FAME) loans help Maine small businesses start up or expand, creating new job opportunities that benefit our community in the process. 

 

Direct Loans

An alternative to traditional loans offered in conjunction with partner agencies like the Maine Department of Agriculture, Conservation and Forestry.


Bond Programs

Two options for funding via tax-exempt bonds – the Revenue Obligations Securities Program and the Municipal Securities Approval Program – designed for manufacturing borrowers and 501(c)(3) entities.

 

Equity Capital and Tax Credits

Tax credits to investors that reinvest in businesses in low-income Maine communities. Credits to outside passive investors. And a revolving “evergreen” fund that invests in businesses that show significant growth and local impact.

Calculators

Loans

  • Payoff Calculator

    Find out how long until your loan is paid off with consistent regular payments.

  • Duration Calculator

    Want to pay off your loan sooner? See how additional monthly payments can affect your balance.

  • Payment Calculator

    Determine your loan payment based on the term and interest rate.

Find more of what you're looking for.

Meet the SBSI Business Lending Team